How You Can
Earn Interest
Earn Interest
Get up to 2.5% interest on your unused funds held in USD, EUR, and GBP wallets, automatically*! All you need is a total wallet balance of USD $100 or more and recent trading activity. No limits on the amount of interest you can earn. Your funds are available to trade or withdraw at any time.
*The rates displayed are for reference only and vary according to currency wallet balances. Terms and Conditions apply.
Interest Rate Breakdown
USD
Up To
2.5%
2.5%
GBP
Up To
2.25%
2.25%
EUR
Up To
0.0%
0.0%
Calculate Your Interest
Our user-friendly calculator helps you estimate your potential returns.
Currency
Wallet Balance
Calculation Breakdown
Wallet Balance:
Applicable Interest Rate: %
Estimated Interest
Monthly Return:
Yearly Return:
Estimated interest is indicative, assuming a fixed wallet balance for a month or year.
Daily Calculation, Monthly Payment
Each wallet earns interest every day, and you receive the accumulated amount at the beginning of the next month.
No Restrictions or Limitations
Manage your funds as you see fit, without any limitations. There are no lock-in periods or restrictions on withdrawals.
We want to make trading more accessible and rewarding for our clients. If you have any questions, please refer to our FAQs below, Terms and Conditions, or reach out to us via Live Chat.
Your Questions, Answered:
What are unused funds?
Unused funds refer to your USD, EUR, and GBP wallet balances that you are not using in trading accounts.
How do I qualify for interest rate?
Interest rate is offered to all Tickmill clients who:
Have a total wallet balance of USD $100 and above across their USD, EUR, and GBP wallets.
And execute at least one trade or hold an open position within the last 30 days.
Do all account types qualify for interest?
Yes, all account types are eligible for interest, except the Islamic (swap-free) account.
How is interest calculated?
We use a pro-rata method based on threshold ranges and the respective interest rates for each currency wallet on a daily basis.
Where can I find details on the monthly interest I gathered?
You can view the monthly interest amount you obtained in your Client Area under “Transaction History”.
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1. Introduction
These Terms & Conditions ("T&C") govern the interest offering on unused funds held in the wallets of clients ("Client" or "You") with Tickmill ("We", "Us", "Our").
2. Definitions
2.1. Unused Funds: Wallet balances that are not currently being used in trading accounts.2.2. Wallet Balance: The total funds available across all Clients’ wallets in USD, EUR, and GBP.
2.3. Active Account: A Trading account showing trading activity within the last 30 days or has at least one open position.
3. Eligibility
To be eligible for interest on unused funds, Clients must meet the following criteria:3.1. Interest offering is enabled in their account settings (by default enabled for all except swap-free accounts and specific cases mentioned in Section 6.4.).
3.2. Total Wallet Balance across all currencies exceeds 100 USD or equivalent.
3.3. The Client has an Active Account, as defined above.
4. Interest Rate and Calculation
Interest rates are currency-specific and are defined as follows:- USD: up to 2.5% per annum; Thresholds: 0 - 50K
- GBP: up to 2.25% per annum; Thresholds: 0 - 40K
- EUR: up to 0.0% per annum; Thresholds: 0 - 45K
Interest Rate = Unused Funds / (Max Threshold−Min Threshold ) × Max Interest Rate
Interest Rate is capped at Max Interest Rate stated above.
The formula used for the Interest calculation is:
Interest = Unused funds x Interest Rate/365
Interest will be calculated daily and paid monthly, within 10 working days of the following month.
5. Changes to Terms
We reserve the right to modify these Terms & Conditions (T&C), including interest rates and calculation methods, at our discretion. It is the responsibility of clients to visit our website for the latest updates. Continued use of our services following any changes will constitute acceptance of the new terms.
6. Miscellaneous
6.1. These Terms and Conditions form an integral part of the formal agreement between you and us. In the event of any discrepancies between these Terms and Conditions and any other provisions of your formal agreement (referred to either as the Client Agreement or the Terms of Business, as applicable), the provisions of your formal agreement will prevail.6.2. The interest offering is subject to all applicable laws and regulations.
6.3. Clients are responsible for any tax implications resulting from receiving interest.
6.4. We reserve the right to disqualify any Client from this offering for any reason, including suspicion of fraud or abuse. Furthermore, Tickmill reserves the right to cancel, suspend and/or restrict any account(s) and/or wallet(s) in case of any mala fide act, illegal act(s) and/or omission(s), trading abuse and/or any other reasonable and valid reason and the Client understands that Tickmill reserves the right to terminate the business relationship at any time if such incidents arise.